REFUND POLICY

Last updated: January 12, 2025

Thank you for your interest in MTR Insurance Connections, a division of VIP Wellness Zone, LLC (“us,” “we,” or “our”). We are committed to providing high-quality digital content, courses, and services through our website, MTR Insurance Connections (the “Service”).

This page outlines our Refund Policy, which applies to all purchases made through our website.

No Refunds Policy

Due to the nature of our digital products and services, including courses, downloadable materials, and coaching programs, all sales are final. We are unable to provide refunds or accept returns once a purchase has been completed and the product has been delivered.

Our current offerings include:

• • • MTR Insurance Housing Mastery (Self-Guided)
    • MTR Insurance Housing Mastery (Coach-Supported)
    • The Rental Listings Playbook
    • Beyond Placement: The Next Steps
    • Coaching Services
    • Future Offerings: (courses, tools, resources, and other products)

Payment Plans and Financing Options

We are proud to offer flexible payment options through Klarna, AfterPay, and Affirm to make our courses and resources more accessible. Please note that all purchases made using these services are subject to this Refund Policy. If you have concerns regarding your financing terms, please contact the respective service provider directly, as they handle repayment terms and schedules independently of MTR Insurance Connections.

Why We Maintain a No Refunds Policy

Our digital content and services are designed to provide immediate value to our clients upon purchase. Once access is granted or content is delivered, we are unable to recover the intellectual property or effort invested in providing these materials. This policy helps us maintain the integrity of our services and protect the significant time and resources spent creating them.

Acknowledgment of Terms

By completing a purchase, you acknowledge and agree to the following terms:

• • • Digital Product Finality: Digital content cannot be returned or refunded once it has been accessed, downloaded, or delivered.
  • • Commitment to Payment: For programs or services with a payment schedule, payments must continue according to the agreed-upon terms, even if you cannot participate for any reason.
  • • Material Inducement: This no-refund policy is a material condition of your agreement with us, and we would not have entered into a contract with you without it.

By purchasing any of our products or services, you confirm that:

• • • You have read and understood this Refund Policy.
    • You agree to be bound by these terms.

We trust that this policy ensures transparency and mutual understanding of the commitment involved in purchasing our digital products and services.

Questions and Contact Information

If you have any questions, need further clarification, or wish to contact us regarding this policy, please reach out via:

• • • Email: support@mtrinsuranceconnections.com
    • Mailing Address:
      MTR Insurance Connections
      5900 Balcones, Suite 100
      Austin, TX 78731 

Updates and Modifications

We reserve the right to update or modify this Refund Policy at any time. Changes will take effect immediately upon being posted on our website. If material updates are made, we will indicate that the policy has been revised on this page. We encourage you to review this policy periodically to stay informed about any changes.